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6406 Carter Lane, Mineral, VA 23117

$1,899,000
  • 6406 Carter Lane, Mineral, VA 23117 Main Photo

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ACTIVE
BEDS7 BATHS5 full SQUARE FEET6,189 MLS#VASP2041184
STATUSACTIVE PROPERTY TYPEResidential - Single Family SUBDIVISIONKELLYS LANDING SCHOOLSPOTSYLVANIA COUNTY PUBLIC SCHOOLS

Property Description

A stunning custom-built Vermont Timber Frame set on 3.53 private acres with 280 feet of deep water frontage on the public side of Lake Anna is turn-key and comes fully furnished. This extraordinary waterfront retreat in the gated Kelly's Landing community offers the ultimate lake lifestyle with unforgettable sunsets, and every amenity already in place. A concrete walkway leads to your private covered boathouse featuring a sun deck, storage room, double jet ski pad, and a waterfront gazebo, creating the perfect place to spend endless summer days on the lake. An additional observation deck provides the ideal setting for watching spectacular sunsets, entertaining friends, or simply unwinding after a day on the water. Thoughtfully renovated in 2019, this stunning home offers over 6,100 finished square feet across three levels, showcasing soaring 21-foot vaulted wood-beam ceilings, walls of windows, and an open, light-filled floor plan designed to maximize the incredible lake views. The chef's kitchen is truly the heart of the home, anchored by an oversized 8' x 6' Carrara marble island, stainless steel appliances, and a spacious walk-in pantry with integrated laundry. The lakeside primary suite features vaulted ceilings, private deck access, dual walk-in closets, a jetted tub, and double vanity. A spiral staircase leads to a loft overlooking the great room, along with an additional bedroom and private bath. The walkout lower level was designed with entertaining in mind, offering a spacious family room, recreation area, four additional bedrooms, and two full bathrooms, providing plenty of room for family, friends, and guests. This property has been thoughtfully enhanced to create an even better experience for owners and guests alike. Recent improvements include fresh interior paint throughout, a newly finished garage transformed into an incredible game room complete with a large TV, arcade game, ping pong table, and pool table, a new Tesla EV charger, a recently power-washed exterior, a brand-new outdoor playset, and a dedicated fitness area in the garden shed. New deck and dock furniture create inviting spaces to relax and entertain, and a brand-new sauna will be installed prior to closing, providing the perfect place to unwind after an unforgettable day on the water. Sold fully furnished and completely turn-key, this home is ready for immediate enjoyment. From the furniture and décor to the entertainment spaces and outdoor amenities, everything has been thoughtfully curated so you can simply arrive and start enjoying lake life. Already an established and highly successful short-term rental, the property generated approximately $160,000 in rental income in 2025, making it an outstanding investment opportunity while also serving as an incredible personal waterfront retreat. Whether you're boating, swimming, paddle boarding, kayaking, fishing from your dock, relaxing in the gazebo, gathering around the lakeside fireplace, enjoying dinner on the deck, or ending the evening watching the sunset, every day feels like a vacation here. This is more than just a home; it's a place where family and friends gather, lifelong memories are made, and the very best of Lake Anna waterfront living comes to life. Conveniently located less than two hours from Washington, D.C., this home is the perfect weekend escape or full-time residence. Enjoy easy access to Lake Anna favorites including Tim's at Lake Anna, The Cove Restaurant, Moo-Thru Ice Cream & Mini Golf, local marinas, wineries, breweries, and everything that makes Lake Anna one of Virginia's premier waterfront destinations.

6406 Carter Lane | MLS# VASP2041184

This single family home located at 6406 Carter Lane, Mineral, VA 23117 is currently listed for sale with an asking price of $1,899,000. This property was built in 1994 and has 7 bedrooms and 5 full baths with 6189 sq. ft. Carter Lane is located in the KELLYS LANDING subdivision within the SPOTSYLVANIA COUNTY PUBLIC SCHOOLS school district. Search KELLYS LANDING real estate on www.massanuttenrealty.com today.

Property Features

Property Type: Residential - Single Family
Basement: Connecting Stairway, Daylight, Full, Fully Finished, Full, Heated, Improved, Interior Access, Outside Entrance, Rear Entrance, Side Entrance, Walkout Level, Windows
Basement: Yes
Cooling: Ceiling Fan(s), Central A/C, Zoned
Fireplaces: 1
Fuel Type: Electric, Propane - Leased
Garage: 2
Heating: Forced Air, Heat Pump - Gas BackUp
Home Style: Ranch/Rambler, Loft with Bedrooms, Loft
Lot Size: 3.53 Acres
Roof Type: Shingle
Stories: 2.5
Taxes: $9,815
Year Built: 1994

Feature Descriptions

Additional Structures: Above Grade, Below Grade
Appliances: Stove, Stainless Steel Appliances, Refrigerator, Oven - Wall, Microwave, Extra Refrigerator/Freezer, Freezer, Dryer, Dishwasher, Compactor, Built-In Microwave
Community Amenities: Boat Dock/Slip, Boat Ramp, Common Grounds, Gated Community, Lake, Mooring Area, Picnic Area, Pier/Dock, Tot Lots/Playground, Water/Lake Privileges
Days on Site: 132
Electric: 200+ Amp Service
Exterior: BBQ Grill, Boat Storage, Extensive Hardscape, Exterior Lighting, Hot Tub, Outbuilding(s), Stone Retaining Walls, Sidewalks, Play Area
Exterior: Brick
Fireplace: Gas/Propane
Flooring: Wood, Luxury Vinyl Plank, Tile/Brick
HOA Fee: $540.00/Annually
Interior: Bathroom - Jetted Tub, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Combination Kitchen/Dining, Curved Staircase, Dining Area, Exposed Beams, Entry Level Bedroom, Family Room Off Kitchen, Kitchen - Eat-In, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Skylight(s), Wainscotting, Upgraded Countertops, WhirlPool/HotTub, Wood Floors
Lake Name: Lake Anna
Location: Lake
Lot: Cul-de-sac, Fishing Available, Front Yard, Landscaping, Partly Wooded, Premium, Private, Rear Yard, Rip-Rapped, Rural
Lot Dimensions: 3.53 Acre(S)
Number of Rooms: 21
Parking Features: Concrete Driveway, Gravel Driveway
Parking Notes: 12 Total Parking Spaces
Rooms: Dining Room, Primary Bedroom, Bedroom 2,Bedroom 3,Bedroom 4,Bedroom 5,Kitchen, Family Room, Foyer, Breakfast Room, Laundry, Loft, Recreation Room, Bedroom 6,Bonus Room, Primary Bathroom, Full Bath
Sewer: On Site Septic, Septic < # of BR, Gravity Sept Fl
Special View Info: Water, Trees/Woods, Scenic Vista, Lake
SQFT Above Finished: 3980
SQFT Below Finished: 2209
SQFT Total Finished: 6189
Structure Type: Detached
Total Garage/Parking Spaces: 12
Utilities: Cable TV, Propane, Under Ground
Water: Well
Water Access: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Seaplane Permitted, Sail, Swimming Allowed, Waterski/Wakeboard, Public Access
Waterfront: Private Dock Site, Rip-Rap
Windows: Insulated
Wooded: Yes

Local Schools

High School: SPOTSYLVANIA
Middle School: POST OAK
Elementary School: LIVINGSTON
School District: SPOTSYLVANIA COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: Lake Anna Island Realty

Shown By

Agency Title: Massanutten Realty
Agency Phone: 540.289.6335

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Estimated Payment

$ 10,480.16 per month $9,108.37 Principal & Interest $817.92 Property Tax $553.88 Homeowner's Insurance

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